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Homes for large families with Limited Price Protection

Households with Public Protection Limited Price

aid available for the purchase of a Housing Price to Public Protection Limited are:

agreed
Loans Mortgage loans are granted by certain financial institutions that have signed agreement with the Ministry of Housing. Features


No fees.
effective annual interest rate initially agreed by the Council of Ministers. The amount of this rate is 5.09%. Contributions
constant until the interest rate varies to apply.
coverage of up to 80% of auction price (or value of the building plus the land value, appearing on the deed of new work, in the case of housing development for own use), and up to 80% of maximum garage and storage, in case they were linked to project and the registers to housing.
repayment term of 25 years or more prior arrangement with the lender. Requirements


Family income can not exceed 6.5 times the indicator Public Multiple Effect Income (IPREM).
The useful surface of the home can not exceed 90 m2 (108 m2 in houses adapted for people with disabilities).
These grants have to apply for a maximum period of 6 months Final Rating.
Failure to obtain financial assistance for the acquisition of housing from state housing plans during the 10 years preceding the application. Limitations


The duration of the legal regime of the house is 30 years starting from the date of the final grade, with no possibility of voluntary disqualification.
housing may not be transferred inter vivos or assign its use under any title, for a period of 10 years from the date of completion of the acquisition, subject to exceptions.
The maximum sales price of housing per square meter of floor space, in second and subsequent transfers, housing will be the result of updating the initial purchase price (by applying the annual percentage change in Consumer Price Index) recorded from the date of acquisition to the second or subsequent transmission of concerned, multiplied by a coefficient which is equal to 1.5.

Click this link to see: to Protect Public Housing Limited Price VPPL in Madrid Loeches