Households with Public Limited Price Protection for large families
aid available for the purchase of a home with Public Protection Limited Price for large families are: Cheque
accommodation consists of a grant called Housing Voucher Sale in an amount of 7% of the purchase price of the house (which should be less than the maximum price Legal Sales). Requirements
family income must not exceed 7.5 times the indicator Public Multiple Effect Income (IPREM) to check application date, Housing, and that those revenues represent at least 8% of total sale of the house.
These grants have to apply for a maximum period of 6 months from the final grade.
Limitations
housing may not be transferred inter vivos during the period of 5 years from the perception, without seeking authorization from the Ministry and after repayment of the grant plus statutory interest.
agreed
Loans Mortgage loans are granted by certain financial institutions that have signed agreement with the Ministry of Housing. Features
No fees.
effective annual interest rate initially agreed by the Council of Ministers. The amount of this rate is 5.09%. Contributions
constant until the interest rate varies to apply.
coverage of up to 80% of auction price (or value of the building plus the land value as listed in the deed of declaration of new work, in the case of housing development for own use), and up 80% of the maximum price of parking and storage, in case they were linked to project and the registers to housing.
repayment term of 25 years or more prior arrangement with the lender. Requirements
Family income can not exceed 6.5 times the indicator Public Multiple Effect Income (IPREM) may apply for the loan agreed. The surface useful
housing can not exceed 120 m2.
These grants have to apply for a maximum period of 6 months from the final grade.
Failure to obtain financial assistance for the acquisition of housing from state housing plans during the 10 years preceding the application. Limitations
The duration of the legal regime of the house is 30 years starting from the date of the final grade, with no possibility of voluntary disqualification.
housing may not be transferred inter vivos or assign its use under any title, for a period of 10 years from the date of completion of the acquisition, exceptions.
The maximum sales price of housing per square meter of floor space, in second and subsequent transmissions will be the result of updating the initial purchase price (by applying the annual percentage change in Consumer Price Index ) recorded from the date of acquisition to the second or subsequent transfer in question, multiplied by a coefficient which is equal to 1.5.
Click this link to see: to Protect Public Housing Limited Price VPPL in Madrid Loeches
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